It pays to plan ahead
They say that the only things you can be certain of in life are death and taxes so it makes sense to start thinking ahead and about the things you can do now to secure a stress free future. Thousands of people across the UK still don’t have a funeral plan in place and while organising one can be a complicated process, many of the arrangements can be made in advance, reducing the burden on you and your loved ones and leaving you free to enjoy the here and now.
Why purchase a pre-paid funeral plan?
While nobody really wants to think about death, it’s certainly worth considering especially when planning ahead could reduce the emotional burden for your family, alleviate money worries and provide the peace of mind that your personalised funeral arrangements are in place.
Protection against rising funeral costs
According to the Sun Life Direct Cost of Dying Report 2013, the basic cost of a funeral in the UK has increased for the ninth year running – a trend that’s expected to continue.
With the cost of funerals outpacing inflation the average price reached £3,456 (Mintel 2013). When additional costs are added, this average is bumped up to £7,622.
With funeral costs currently rising at around 7 per cent a year, Britons can expect to pay more than £6,220 in 2022 for the basic arrangements if this trend continues. As a result, now is a better time than ever to invest in a funeral plan ahead of time.
What is a pre-paid funeral plan?
In order to combat the burgeoning cost of funerals, an increasing number of people are now purchasing pre-paid funeral plans. Effectively freezing the price of the funeral director’s services for the plan holder on the day of purchase, a pre-paid funeral plan is arguably one of the most sensible purchases that someone can make. Since they can protect against the rising costs of inflation, pre-paid funeral plans reassure people that they will get the personalised funeral that they want at today’s prices and because they can be taken out by people of all ages, they could save you a significant sum of money.
To help you choose a pre-paid funeral plan that’s best suited to your needs, it’s advisable to consult a company like Golden Charter which is registered with the Funeral Planning Authority. With a funeral plan from Golden Charter, you can rest assured that your funeral arrangements are in the safe hands of a reliable and trustworthy independent funeral director who will carry out your funeral with the utmost respect, care and professionalism.
Why choose Golden Charter?
Golden Charter is the UK’s largest independent funeral plan provider and we have more than 20 years’ worth of experience in providing tailored funeral plans to over 400,000 people. As a result, we are ideally placed to help you explore the various funeral plan options available and find one that is most suitable for you.
Golden Charter works with over 3,300 independent funeral directors from across the country and supports them by securing their share of future funerals and enabling them to challenge the large corporate providers. This network enables Golden Charter to understand what clients need and want from a funeral plan, after all, who knows best about planning funerals than funeral directors themselves?
For more information and to order a free brochure please visit www.goldencharter.co.uk.